Saini Rajgopal is the Founder-Director of Arth Padarth Factors and Finance (Artfine Group), a new-age NBFC specializing in supply chain financing. AP Factors caters to the vast MSME sector by providing collateral-free working capital through factoring of receivables. With the motto of taking Trade Finance to Capital markets, AP Factors aims to open up new liquidity pools for supply chain financing through factoring and securitization using technology to scale and distribute. Ms. Rajgopal has been a seasoned banker with more than 17 years of rich experience in corporate and investment banking at Deutsche Bank and Citibank, before starting off her entrepreneurial journey in 2018. She is a qualified Chartered Accountant with an All India Rank. Ms. Rajgopal spearheads the Credit Risk, Distribution platform and HR functions at Artfine Group.